Thursday, March 21, 2013

Senate bills lay out rival visions of state insurance exchange

Senate bills lay out rival visions of state insurance exchange

Crain's on the competing verions for Illinois's Healthcare Exchange. Perhapes an amendment prohibting Stu Levine inspired drug-fueled sex parties at the Purple Hotel in order.

That seems to be the experience from Illinois's forays into Healthcare Planning. Government needs to get out of Healthcare and no Goverment more so than the State of Illinois.
The bills reflect different perspectives on how tightly the state should regulate insurers and how much control those companies should have over the exchanges, where consumers and small businesses will be able to buy health insurance.

Sen. David Koehler, a Democrat from Pekin, has introduced Senate Bill 34, which imposes more requirements on insurers to join the exchange, such as marketing standards. The bill requires the exchange governing board to determine that a plan is “in the interest of qualified individuals and qualified employers” before it can be sold.

Mr. Koehler's bill also limits insurers' presence on the 11-person board to just one member.

“They should be sitting around the table, but not at the table,” said Jim Duffett, executive director of the Champaign-based Campaign for Better Healthcare, a supporter of the bill and a frequent critic of insurance companies.

Limiting insurance company representation prevents the industry from dominating the exchange, he said.

In contrast, Senate Bill 1717, introduced by Sen. William Haine, a Democrat from Alton, allows for up to four insurance industry representatives on the board and does not contain the stringent standards for carriers imposed by Mr. Koehler's bill.

His bill would discourage some insurers from offering products on the exchange, opponents say.

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